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I remember when Picclub was first started and everyone kept saying it would never work and would fail in 6 months. When they made the first 6 months that bit of negativity was amended to failure in the first year. Now, that actually was a safe bet as most start-up businesses do fail in the first or even second year. Picclub, despite those who for whatever reason continue to rale against it, has just survived its third year - and every one of those years paid out a decent, given the current economy in the world, dividend to their members. Not to mention the service they've provided to the USA players when every other payment provider was deserting them. So in this merry holiday season I say come on all you scrooges let's hear you rally and say 'Picclub? They'll never last a fourth year. Bah Humbug' and be well done with it. LOL Merry Holiday to all the rest of you folks. I've been using Picclub from early on the very first year and I can't help it, I like them. And I'm looking forward to their continued success. Thanks Pic.