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That's because the processor that you are using to cashout is getting PAID from merge, before they forward the funds to you....if you are getting paid by check, before you get your check, the processor is getting that amount to pay you. Obviously, Pic isn't getting the funds to pay the players. Do you expect Pic to pay to pay, and then wait 4 months and (maybe, if they lucky) get paid from Merge. Obviously, Merge is not sending any money to Pic, which makes dumbies, like yourself, think that it's Pic club that is fucking you when a payout doesn't come. Are todays 19 year old "poker pokers" so stupid that they think that their not getting paid cause the processor is screwing them????? The analogy to that is if your check bounces to your landlord, it's not your fault, but your banks, cause they didn't pay the check! Wise up!