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Commissions

Actually it sounds to me like Merge suspects that the "Whale" might have been in cahoots with Pic, making a large deposit creating 7% commission there, and then play for a few minutes and withdraw, creating a 2% commission there. And therin lies your 70k in commission being withheld, not the charge backs which it looks like Merge ate and did not attempt to hold Pic accountable for.

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