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Let me get this straight, A whale comes to the poker room through PIDCLUB and loses a bunch of money, He asks the poker room if they want his action and they take it. If the player has chargebacks at Merge then its obvioua that Merge was willing to take his action direct and bypass PICCLUB thus cutting them out of the picture to save fees, The whale then charges back the direct credit card business with Merge and they now decide to stiff PICCLUB for fees obviously owed. Talk about shady business. I don't see where PICCLUB did anything wrong here? They provided a service to the poker room that the poker room contracted for, then Merge went around PICCLUB to get the whales action direct. When they get hit for chargebacks they decide to stick it to PICCLUB. Its operators like this Merge CEO that gives this industry a black eye. Pay your debt to PICCLUB deadbeat. If you don't the Merge network should be avoided at all cost. Who is next to be stiffed? The Players or Operators or Affiliates? Just my Opinion